Employee Benefits Products

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We Specialize in Employee Benefits for employers of all sizes throughout New England.

Employee Benefits are an important tool that employers use to attract and retain good employees.  Employers are faced with the difficult task of providing a comprehensive package of employee benefits that are subject to budgetary limitations.  Additionally, employee benefits are very complicated and difficult to understand.

At Kilbride & Harris, we assist our clients through providing the highest quality programs that meet our clients’ needs.  We are an independent insurance agency specializing in providing group and individual insurance benefits to employers throughout the Northeast. Our client base includes employers of all sizes.

As a full-service employee benefits broker, we work with the employer to design an employee benefits package that meets your objectives and is unique to each employer.  Because we are Independent Brokers, we are able to provide access to insurance products from all the major insurance carriers licensed to do business in the states of Maine, New Hampshire and Massachusetts.   These lines of coverage include:



  • Medical Insurance: On/Off Exchange
  • Dental
  • Long and Short Term Disability
  • Business Overhead Expense/Key Man
  • Life: Term and Permanent

We provide assistance in conducting employee meetings to help employees understand their benefits’ packages.  We can also assist employers in the following areas:

  • Assist Individuals and Employers with Enrollment on the Federal Insurance Exchange
  • Help Employers understand and comply with the Federal Affordable Care Act
  • Resolve Claims issues and assist in Appealing Claims Denials
  • COBRA and State Continuation Compliance
  • Portability
  • CMS Medicare Annual Notices to Employees and Prescription Drug Filing
  • Family Leave
  • Section 125 – Flexible Spending Accounts