Within the risk management process is the coordination of loss control resources available from the insurance carrier, Kilbride & Harris Insurance or third-party independent contractors. The effectiveness of the delivery system and the sources are determined by each customer’s needs.
Kilbride & Harris Insurance will encourage an active loss control/loss prevention program as a way to reduce the long-term cost of risk. We will actively participate in moving clients to insurance carriers whose risk management philosophies are better suited to the clients needs. The result is a better working relationship toward the common goal of reducing the cost of insurance and those hidden costs not covered by insurance.
Our role in the loss control program of our customers is to coordinate our services with those provided by the insurer and/or independent contractor. As part of an Annual Review Report, we review and evaluate recommendations and implementation of loss control activities.