Disability
-- Short Term & Long Term
Disability Insurance is insurance protection which protects
your paycheck in the event of your disability from an illness
or injury. After a waiting period has been satisfied, a percentage
of your paycheck or a fixed amount of money per week or month
will be payable to you as long as you remain disabled. Studies
have shown working age adults are much more likely to suffer
from a lengthy disability in a given year than to suffer death.
Most individuals carry some life insurance, but unless it is
offered at work, most adults have little if any disability insurance
coverage. Without disability coverage, your employees could be
left with no income to pay their bills.
Kilbride & Harris
Insurance Services, LLC can work with the employer to design
plans that will meet the needs of everyone
involved.
Short-Term Disability Coverage:
• Pays a fixed weekly amount or
a set percentage of income
• Waiting periods from one to fifteen days
• Benefits periods to fifty-two weeks
• Coordinates with Long-Term Care
Long-Term Disability Coverage:
• Pays a set percentage of employee's
regular income
• Coordinates to pick up after Short-Term coverage ends
• Variable plan design protects your employees and your company
• Coordinates with Long-Term Care
Contact
us to discuss your specific needs. |
