| We deliver a level of service
that's unmatched in the industry. From Benefits analysis, plan
implementation, education of clients and their employees to ongoing
personal support, we will be with you every step of the way to
ensure that your organization gets the most from the plans chosen
as well as from our office. |
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Annual renewal evaluation including negotiating
renewal rates |
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Computerized comparisons of the leading carriers |
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Specialize in Medical, Dental, Life, Disability,
Long Term Care (Bidding, analysis, spreadsheets, claims assistance,
customer relations) |
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Provide ongoing legislative updates, COBRA
and HR Advising |
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Resolve service issues, Mediate in claims and
Administrative problems |
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Communicate with Employers and Employees |
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Conduct Annual Open Enrollment meetings |
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Maintain strong insurance carrier relationships
on each client's behalf. |
Our role as your Broker:
Once appointed
or authorized, we will collect all the information necessary to
perform a market survey/analysis. Unlike the marketing of some
lines of insurance, the marketing of Employee Benefits can be handled
by one broker. As your competent broker we will contact as many
as 30 insurance carriers, depending on the size of your company
in determining the competitiveness of your program(s). It is false
to suggest the more brokers involved in conducting a survey, the
better the results. Insurance companies who underwrite benefit
programs will only recognize one broker per line of coverage per
client, and hence, multiple brokers will duplicate efforts, not
results.
Service and communication flow from one reliable source, your Broker.
This will minimize advisor contacts and conflicting objectives
that often result when dealing with multiple suppliers and advisors
on your insurance needs.
Unbiased is the key word to summarize the
recommendations made by your Broker at Kilbride & Harris Insurance
Services, LLC. -- our first obligation is to our clients.
Your ultimate
security and satisfaction will rest upon your confidence in the
Broker's ability to thoroughly research, innovate
and make recommendations that are the best the market place has
to offer. |
